Estimate paycheck withholding, FICA taxes, optional state withholding, and take-home pay.
Enter paycheck details to estimate payroll taxes and net pay.
Estimate only. Actual payroll withholding may vary based on Form W-4, benefits, state rules, local taxes, and employer payroll settings.
Payroll Tax Guide
This payroll tax calculator estimates paycheck deductions by annualizing your gross pay, applying a simplified federal income tax estimate, calculating Social Security and Medicare taxes, and subtracting optional state withholding and post-tax deductions.
The federal withholding estimate is based on annualized taxable pay, filing status, the standard deduction, and federal tax brackets. It is not a full Form W-4 calculation.
FICA generally includes Social Security tax and Medicare tax. Social Security has an annual wage base limit, while Medicare tax does not.
Estimated net pay is calculated by subtracting pre-tax deductions, estimated taxes, and post-tax deductions from gross pay.
Common paycheck deductions include federal income tax withholding, Social Security tax, Medicare tax, state income tax withholding, local taxes, benefits, retirement contributions, and other deductions.
No. This calculator provides a simplified estimate. Actual payroll withholding may depend on your Form W-4, employer payroll system, pre-tax benefit rules, state rules, and local taxes.
Social Security tax is part of FICA payroll tax. Employees pay a percentage of covered wages up to the annual Social Security wage base.
Medicare tax is another part of FICA payroll tax. It generally applies to all covered wages, and higher wages may also be subject to Additional Medicare Tax withholding.
Actual paycheck amounts may differ because of health insurance, retirement deductions, employer benefits, local taxes, W-4 settings, payroll rounding, bonuses, overtime, and other items.
Last updated: April 2026