Virginia Income Tax Calculator 2026
Estimate your 2026 Virginia state and federal income tax. Includes Virginia tax brackets, a worked dollar example, and filing tips.
Key Tax Facts: Virginia
- Virginia filing deadline is May 1, not April 15
- Top rate of 5.75% on income above $17,000
- Age deduction: up to $12,000 for those 65+ (income-limited)
- No deduction for federal income taxes paid
Virginia State Income Tax Overview
Virginia uses a graduated income tax with four brackets ranging from 2% to 5.75% for 2024. The brackets for single filers are: 2% on income up to $3,000; 3% on $3,001–$5,000; 5% on $5,001–$17,000; and 5.75% on income above $17,000. Virginia has not indexed its brackets for inflation, which means most taxpayers fall into the top 5.75% bracket relatively quickly — a single filer earning just $17,001 already pays the top rate on their last dollar of income. To illustrate with a real example: a single Virginia filer earning $60,000 in taxable income owes approximately $3,249 in state income tax — an effective rate of about 5.4%. Virginia provides a standard deduction of $8,000 for single filers and $16,000 for married couples filing jointly, significantly increased in recent years. The personal exemption is $930 per taxpayer and dependent. Virginia fully exempts Social Security income from state income tax, and provides an age deduction of $12,000 for residents 65 and older with income below certain thresholds. Active duty military pay earned outside Virginia is generally exempt, and Virginia provides a subtraction for military retirement income as well. Virginia also offers a refundable Earned Income Tax Credit equal to 15% of the federal credit, providing meaningful relief for lower-income working families.
Virginia Income Tax Brackets (2026) projected
These are the Virginia state income tax brackets for single filers, carried forward from 2025 pending official 2026 figures. Only the income within each bracket is taxed at that rate -- not your entire income.
| Taxable Income | Tax Rate |
|---|---|
| $0 - $3,000 | 2% |
| $3,000 - $5,000 | 3% |
| $5,000 - $17,000 | 5% |
| Over $17,000 | 5.75% |
Source: Virginia Department of Taxation. Brackets shown are for single filers. Married filing jointly thresholds may differ.
What a Virginia Resident Actually Pays: A Worked Example
Your effective tax rate is almost always lower than your top bracket. Here is how the math works for a single filer earning $65,000.
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Frequently Asked Questions -- Virginia Income Tax
Does Virginia have a state income tax?
Yes. Virginia imposes a state income tax with a top marginal rate of 5.75%. This is separate from your federal income tax obligation.
What is the Virginia income tax rate for 2026?
Virginia uses a graduated income tax system with rates from 2% to 5.75%. Only the income within each bracket is taxed at that bracket's rate -- not your entire income.
Do I have to file a Virginia state tax return?
Most full-year Virginia residents with income above the state filing threshold must file a state return. Check the Virginia Department of Taxation for current thresholds and requirements.
How accurate is this Virginia state tax estimate?
This is a planning estimate. The state result uses Virginia's published brackets but does not account for all state deductions, credits, exemptions, or local taxes. Verify with official Virginia tax forms or a qualified tax professional.
Does this calculator include federal income tax?
Yes. The results show your estimated Virginia state income tax and your federal income tax using 2026 federal brackets (projected until the IRS publishes official 2026 figures) -- your full combined picture in one place.
Where can I find official Virginia tax forms?
Official forms, instructions, and filing guidance are available at the Virginia Department of Taxation.
What is the sales tax rate in Virginia?
Virginia's combined state and average local sales tax rate is 5.75%. This is separate from income tax and applies to most retail purchases -- use our sales tax calculator to check a specific purchase.
When are Virginia 2026 state taxes due?
2026 taxes are generally filed in 2027. The Virginia filing deadline is May 1, 2027 -- note this differs from the federal deadline of April 15, 2027, so mark both dates.
Understanding Your Virginia Tax Estimate
Your results combine two separate bills: federal tax owed to the IRS, and Virginia state tax owed to the Virginia Department of Taxation. The state return is filed separately from your federal Form 1040, with a state filing deadline of May 1. For the mechanics of how bracket math actually works -- why your effective rate is almost always lower than your top bracket -- see our marginal vs. effective tax rate guide.
Lowering Your Virginia Bill
Pre-tax retirement contributions reduce your federal and Virginia taxable income in the same move -- see our 401(k) contribution limits and HSA limits guides for the current caps. Beyond that, Virginia-specific credits and deductions that don't exist at the federal level are listed at the Virginia Department of Taxation -- worth checking, since these are easy to miss if you only look at federal guidance.
Combined Sales + Income Tax Picture
Virginia's combined state-plus-average-local sales tax rate is 5.75%. If you're self-employed, that's an added layer on top of income tax -- our self-employment tax calculator covers the SE-specific piece separately.
Disclaimer: Estimates for educational purposes only. State tax results are approximations based on published bracket data and do not account for all deductions, credits, exemptions, local taxes, or individual situations. Not tax, legal, or financial advice. Consult the Virginia Department of Taxation or a qualified tax professional for guidance specific to your situation.